...and that's a magic number

Friday, March 17, 2006

Why now?

So after reading my last post, you may have assumed that Mr. TY and I are now homeowners. Well, notsomuch. A few weeks ago, we thought there was a possibility that I was pregnant. The "deed" happened at the wrong time during my cycle, but my period was 9 days late. My cycle usually runs anywhere from 28-30 days, and it's really never deviated from that.

But a magical thing happened - while some might deem that a pregnancy "scare," neither of us were scared at all. We were actually pretty excited. And honestly, owning a house scares the crap out of me. I love the fact that as a renter, if something is wrong with my apartment, someone else is required to pony up the cash to fix it. I am absolutely petrified that if/when we buy a house, one day, when we finally have a nice financial cushion, that it will be blown to bits by a new roof, new furnace, new kitchen floor, new driveway, etc. We have spent so many years getting kicked in the gut financially just as we started to finally get ahead that I don't want to do it any longer.

Sure, I might be writing a check every month with nothing really to show for it at the end of 30 years, but you know what? There's a lot that I pay for with nothing to show for it - cell phone bill, heat, electric, cable, internet, gas, etc. I'll continue to "throw away" my money on rent (and I really don't consider it throwing away money when I have the security of knowing that I can actually build up a savings cushion without worrying about what major appliance will "go" next), while building up a nice nest egg.

To make a long story short not quite as long, we've been waiting for an ideal situation that might take years more to happen, and we're not getting any younger. Even if I were in the early stages of pregnancy at this very minute, we'd be 30 and 35 before the wee one made his/her grand entrance.

It's time.

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